Finding the Right Plan: Peace of Mind and Comprehensive Coverage

this time with your kids is so important

For some, having a plan that covers most—or even all—out-of-pocket costs isn’t just a luxury; it’s a necessity. For others, the true value lies in the peace of mind that comes with knowing they’re fully protected. Whatever your needs, we’re here to help you find the perfect balance. Let’s start with a personalized assessment to discover what works best for you, so you can move forward with confidence, knowing your health and financial well-being are in good hands.

about our team

Finding the Right Coverage for Your Unique Needs



Insurance is more than just a policy—it’s peace of mind. It’s the assurance that, when life throws you a curveball, you’ll have the financial support to weather the storm. No one should have to navigate life’s challenges with the added stress of worrying about their financial future.

That’s where we come in. Our team of friendly, knowledgeable, and professional agents is dedicated to serving our community—because this is our home too. We’re real people, right here in Southwest Florida, and we’re passionate about making insurance simple, approachable, and tailored to your needs.

We partner with a wide range of major insurance carriers to find the policy that best fits your situation, whatever it may be. Whether you’re looking for health, life, or specialized coverage, we’ve got you covered.

Ready to explore your options? Give us a call or send us an email to schedule a no-pressure, no-obligation consultation. We’re here to answer your questions and guide you in the right direction.

At SmithTree Insurance, we treat our clients like family. Join us, and become part of the SmithTree family—where you’re always in good hands.


The day to day seems to move so slow sometimes. But the years pass by fast. Don't let precious time slip away without a great plan. Taking the best care of your health and future will be what sustains you, carrying forth your most precious memories in life.

happy family sits together with their dog, content & laughing. they are covered with the best health & life insurance
girls splash their legs in the water not a care in the world since their parents are covered through Smithtree insurance
man works on strengthening his legs and back with a nurse after surgery. happy to know he has the best coverage & care
same sex couple strolls down a path full of smiles as they hold hands & enjoy the ease of the best insurance coverage
older couple sings together on their couch while he plays the guitar. They are joyful to not worry about their insurance
mom adds sunscreen to her daughters skin to protect her knowing her healthcare is covered by Smithtree insurance
Young couple sits together on the couch chatting about how wonderful their experience with Smithree Insurance policy
couple in their 60's jogs on a path together happy to have great coverage with Smithtree Insurance

Why should I use an insurance broker?

An insurance broker offers a broader perspective by accessing a wide range of insurance companies, both major and minor, to find the plan that fits you perfectly. Unlike a single-company agent, who can only offer products from their firm, a broker like SmithTree ensures you have the best options available. While going directly to a company might seem convenient, you could miss out on better coverage that truly suits your needs.

Learn more about working with a Broker here

*NOTE* You are NOT required to provide us with any information-leave this blank if you like. We will still contact you. Please do not include any sensitive or identifying information here. All information entered here is handled according to state and federal regulations and laws and in accordance with HIPPA.

a granny jams to music & shares her experience with Smithtree insurance & the coverage the set her up with

Licensed in Florida, Massachusetts, New Jersey, Tennessee, Georgia, Alabama, Delaware, Pennsylvania, Ohio and Colorado

Please reach out if we do not cover your area, we will add your state.


SmithTree Insurance LLC is not connected to the Federal Medicare Program. This is a solicitation for insurance.

Currently, we represent 12 organizations which offer 50 products in your area. You can always contact Medicare.gov, 1–800–MEDICARE, or your local State Health Insurance Program for help with plan choices.